Loans Information

Loans Information

What is an Unsecured Loan?


An unsecured loan is a personal loan where the lender has no claim on a homeowner's property should they fail to repay. Instead, the lender is relying solely on the ability of a borrower to meet their loan borrowing repayments.

What is a Secured Loan?


A secured loan is simply a loan that uses your home as security against the loan. Secured loans are suitable for when you are trying to raise a large amount; are having difficulty getting an unsecured loan; or, have a poor credit history.

A Brief Look At Various Types of Loans Available


A Brief Look At Loans "Innovative financial packaging" is how it is sometime known. Essentially what this means is that financial institutions look for more and more ways to lend to their customers - after all, charging interest on a debt is the main way that they make their money.

How To Easily Find A Military Loan


Military members the price for serving your country and defending freedom is difficult, fortunately finding the right loan to fit your situation doesn't have to be when you know where to look. Finding a loan provider that understands the pressures and time constraints that many military members are currently going through can be difficult and downright depressing.

Online Loans Made Easy


What will it take for you to get a low interest, low payment loan? The answer to that question could be an online loan from one of the many companies that specializes in granting online loans, or e-loans.Some analysts forecast that as more and more customers expect better interest rates, and as competition for their business intensifies, loan institutions will focus even more on their efforts to lure as many customers as possible to use their services, and online loan institutions are no exception.

How To Save Money On Car Loans


Have you noticed that everyone seems to have a newer car than you? There's good news. You can find a way to upgrade your old clunker to a newer model.

Financial Aid for College Students - Grants


The bad news about attending college is that it costs more than ever to attend. The College Board estimates the average four-year public college costs almost $5,000 per year to attend and a two-year public college is almost $2000.

Parent Loans or Student Loans - What is Going to be Best for My Child?


Parent Loans or Student Loans - what is going to be best for my child?At least 20% of college students need some type of loan to help pay for their college education. Such a statistic can lead to students graduating with an unmanageable debt load.

Payday Loans: How They Really Work!


Payday loan companies gives the borrower the amount of the check minus their fee (They get their money up front).Fees charged for payday loans are usually a percentage of the face value of the check or a fee charged per amount borrowed for every $50 or $100 loaned.

8 Point Checklist: Evaluating Online Vendors


Here are 8 things to consider, when evaluating lenders online:Website DesignPrivacy PolicyAbout UsPopularityReputationShort FormPoints, Fees, Terms and RatesCommunication1. Website Design:The webpage is, in fact, the storefront of the internet.

Top 10 Ways to Avoid Loan Fraud


Every year, misinformed homebuyers, often first-time purchasers or seniors, become victims of predatory lending or loan fraud. Below you'll find the top ten ways to avoid becoming a victim yourself.

Cash Advance Payday Loans


The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans - which come at a very high price.

How to Spot and Avoid Predatory Lending


Predatory lenders promise loans that are "too good to be true" and pressure borrowers to take them on the spot. Here's a few things you or your family and friends should know about spotting and avoid predatory loans:How to Spot a Predatory Loan*Balloon payments.

How to Get a Business Loan in Five Steps


Need funds to startup or expand your business? Follow these steps:A lender looks at a loan request in three sections known as the "three C's". They are:Credit.

Finding a Loan With Bad Credit


No matter what your credit history is the simple fact is that at some point in your life you will need a loan. If you have a few black marks on your credit report and you are feeling that your bad credit will not enable you to qualify for loans, do not feel despair because there are banks that will lend to people in your situation.

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MORE RESOURCES:

Earthtimes (press release)

Premier Service Bank Announces Earnings for the Quarter and Six Months Ended ...
MarketWatch (press release)
At June 30, 2010, the Bank had $6.59 million of non-accrual loans, representing 5.3% of the Bank's total loans, compared to $5.38 million of non-accrual ...
First Capital Bancorp, Inc. Increases its Allowance for Loan Losses Resulting ...MarketWatch (press release)
State Bank Corp. Reports Second Quarter ResultsMarketWatch (press release)
Capital Pacific Bancorp Announces Results for Second Quarter 2010MarketWatch (press release)
MarketWatch (press release) -FOXBusiness -StarNewsOnline.com
all 2,029 news articles »



The Grand Rapids Press - MLive.com

Senate stymies loan effort
The Free Lance-Star
Work has stalled in the US Senate on legislation intended to help small businesses by providing a package of loans and tax credits. ...
SBA loan program slows upPhiladelphia Business Journal
Getting a Small Business Loan TodayCredit Loan (blog)
SBA to offer low-interest loans for flood reliefBoston Globe
Wall Street Journal -Prescott Daily Courier -Huntington Herald Dispatch
all 137 news articles »


RIA Novosti

Fitch Downgrades Bear Stearns Series 1999-WF2; Assigns Outlooks, LS and ...
MarketWatch (press release)
Fitch expects potential losses of 5.31% of the remaining pool balance, approximately $7.2 million, from loans in special servicing and loans that are not ...
Cumulative CMBS Loan Default Statistics Move To Almost 9.5%Mortgageorb
Fitch U.S. CMBS Newsletter: Cumulative Loan Defaults Rise to 9.5%Business Wire (press release)
Fitch Downgrades 1 Class of Credit Suisse First Boston 1997-C2; Assigns LS ...Business Wire (press release)
Earthtimes (press release) -Insurance News Net (press release) -Housing Wire
all 280 news articles »


Kansas City Star

Fixed mortgage rates keep falling
Los Angeles Times
The interest rates are the lowest since Freddie Mac, a government-sponsored corporation that purchases home loans from lenders, began tracking the 30-year ...
Mortgage rates hit low of 4.54 percentThe Associated Press
Want an inexpensive home loan?Live-PR.com (press release)
What You Need To Know When Applying For FHA Home Mortgage RefinanceMortgage11
PR Newswire (press release) -9NEWS.com -FreeRateUpdate.com
all 722 news articles »


Middleburg Financial Corporation Announces 2010 Second Quarter Earnings
MarketWatch (press release)
"The increase in non performing assets in the quarter was related to previously identified loans and was expected as we continue to work through the ...
C&F Financial Corporation Announces Second Quarter EarningsPR Newswire (press release)

all 50 news articles »


Feds block Schwarzenegger's plan to sell EdFund
San Jose Mercury News
The department has a say over the student loan guarantee agency because EdFund administers federally backed student loans. In a letter dated July 20, ...
Federal officials deny California's sale of EdFundSacramento Business Journal

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Reuters India

Mizuho Returns to Profit as Bad Loans Decline in Japan, Bond Trading Rise
Bloomberg
Bad-loan costs dropped 95 percent last quarter from a year earlier, as corporate bankruptcies in Japan declined for 11 straight months through June. ...
Mitsubishi UFJ, Japanese Banks Beat Estimates on Declining Bad-Loans CostsBloomberg

all 39 news articles »


Los Angeles Times

Desperate for capital, small businesses turn to private lenders
Los Angeles Times
Business owners turned down by banks are taking out 'hard money' loans, often at sky-high interest rates. After a bank loan fell through, Thelma Standart ...
BofA Launches $10 Million Small Biz Grant ProgramCredit Union Times
Small Businesses Get Help With $10 Million Pledge From BoASmall Business News from Gaebler.com
Bank Of America (NYSE: BAC) Corp Giving $10 Million in Grants To Help Small ...American Consumer News (blog)

all 9 news articles »


Waccamaw Bank narrows loss in second quarter
StarNewsOnline.com
Non-performing assets rose to $49.7 million – 14.86 percent of total loans and 8.66 percent of total assets, the bank said. Non-performing assets include ...
Pinnacle Bankshares Announces Second Quarter 2010 EarningsMarketWatch (press release)
Waccamaw Bankshares, Inc. Announces Financial Results for the Second Quarter ...PR Newswire (press release)
Central Virginia Bankshares Reports Solid Core Earnings in Second QuarterAmerican Chronicle

all 52 news articles »

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